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Your Future Self Will Thank You For It

 


‚ÄčInsurance needs analysis – determining the proper amount of coverage and matching your specific risk to an appropriate carrier and policy


Life insurance – understanding the differences between term and permanent, and which type or types are right for you


Medicare – choosing the best options for you: original Medicare (Part A & B), Medicare Advantage Plans (Part C), Medigap Plans, and Prescription Drug Plans (Part D)


Disability income insurance – protecting your most valuable asset, your income, against loss in case of prolonged illness or injury


Long-term care – recognizing the astronomical costs of nursing homes, adult day care, and assisted living facilities, and potential long-term care coverage options


The wide world of annuities – securing a lifetime income plan and protecting against market volatility with a range of fixed, indexed, and variable