Insurance needs analysis – determining the proper amount of coverage and matching your specific risk to an appropriate carrier and policy
Life insurance – understanding the differences between term and permanent, and which type or types are right for you
Medicare – choosing the best options for you: original Medicare (Part A & B), Medicare Advantage Plans (Part C), Medigap Plans, and Prescription Drug Plans (Part D)
Disability income insurance – protecting your most valuable asset, your income, against loss in case of prolonged illness or injury
Long-term care – recognizing the astronomical costs of nursing homes, adult day care, and assisted living facilities, and potential long-term care coverage options
The wide world of annuities – securing a lifetime income plan and protecting against market volatility with a range of fixed, indexed, and variable